CFO and Finance

The cost of not knowing is larger than the cost of Skarn.

AI coding tools are now standard across engineering teams. They introduce a credential-exposure risk that is real, quantified, and - until now - invisible. The business case is straightforward, and the personal financial liability for executives is no longer theoretical.

$4.67M
Average cost of a credential-based breach (IBM Cost of a Data Breach 2025)
246 days
Average time to detect and contain a credential breach (IBM 2025)
1-3 days
Typical Skarn deployment time - no servers, no cloud, no IT project
EUR 0
Infrastructure investment required - runs on existing developer machines

Personal financial exposure for executives

NIS-2: management-body members face personal fines

National authorities can hold individual management members - including the CFO as part of the management body - personally accountable for negligent failure to implement required cybersecurity measures. Corporate liability is separate and additional: up to EUR 10M or 2% of global turnover for essential entities.

DORA: personal accountability for management bodies

Enforceable since January 2025, DORA makes ownership of the ICT risk framework non-delegable for the management body and provides for personal accountability, with penalties set by national implementation, on top of corporate fines of up to 2% of global annual turnover.

GDPR: EUR 20M or 4% of turnover, plus civil claims

A credential breach that exposes personal data triggers GDPR. Regulatory fines reach EUR 20M or 4% of global turnover at the corporate level, and affected individuals can seek compensation - opening the door to collective claims.

Source note: the breach-cost figures are from the IBM Cost of a Data Breach Report 2025 (Ponemon Institute), based on 600 real-world breaches worldwide; the $4.67M figure is the average where compromised credentials were the initial vector, and 246 days is the average time to detect and contain such a breach. The regulatory figures are drawn from the texts of NIS-2, DORA, and GDPR.

The Skarn cost model

Start with a one-time exposure assessment

Run on a single developer machine in 30 minutes. Consent-first. Nothing leaves the laptop. You receive a redacted report showing exactly what has already leaked - the fastest, lowest-cost way to quantify your existing exposure.

Scale to continuous monitoring on findings

Ongoing scanning, team-level dashboards, CI/CD integration, and auditable compliance evidence. The free tier includes the scanner under a registered license, for individuals and organisations alike; the org controls are licensed per developer, scoped per engagement. No cloud infrastructure and no recurring hosting cost - it runs on your own machines.

More for your team: CEO and Board, CISO and CSO, Legal and DPO

Book an exposure assessment

Quantify your existing exposure on a single machine, with nothing uploaded.

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